/* Core Styling & Variables */
:root {
    --primary: #001935; /* Professional deep navy */
    --accent: #0076ff;  /* Clean digital blue */
    --text-dark: #222222;
    --text-light: #ffffff;
    --bg-light: #f4f7f6;
    --warning-bg: #fff3cd;
    --warning-text: #856404;
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

body {
    background-color: var(--bg-light);
    color: var(--text-dark);
    line-height: 1.6;
}

.container {
    width: 90%;
    max-width: 1200px;
    margin: 0 auto;
}

/* Fixed/Top Policy Banner */
.policy-banner {
    background-color: var(--warning-bg);
    color: var(--warning-text);
    padding: 12px 20px;
    font-size: 0.85rem;
    text-align: center;
    border-bottom: 1px solid #ffeeba;
}

/* Header */
.main-header {
    background: var(--text-light);
    padding: 20px 0;
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}

.header-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo h1 {
    font-size: 1.5rem;
    color: var(--primary);
}

.logo h1 span {
    color: var(--accent);
}

.logo .tagline {
    font-size: 0.8rem;
    color: #666;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.phone-btn {
    background: var(--accent);
    color: var(--text-light);
    text-decoration: none;
    padding: 10px 20px;
    border-radius: 4px;
    font-weight: bold;
    transition: background 0.2s;
}

.phone-btn:hover {
    background: #0056b3;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #001935 0%, #003366 100%);
    color: var(--text-light);
    padding: 60px 0;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.hero-text h2 {
    font-size: 2.5rem;
    line-height: 1.2;
    margin-bottom: 20px;
}

.hero-text p {
    font-size: 1.1rem;
    color: #cbd5e1;
    margin-bottom: 30px;
}

.trust-badges span {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 0.85rem;
    margin-right: 10px;
}

/* Lead Form */
.form-container {
    background: var(--text-light);
    color: var(--text-dark);
    padding: 30px;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0,0,0,0.15);
}

.form-container h3 {
    margin-bottom: 20px;
    color: var(--primary);
}

.form-group {
    margin-bottom: 15px;
}

.form-group label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 5px;
}

.form-group input, .form-group select {
    width: 100%;
    padding: 10px;
    border: 1px solid #ccc;
    border-radius: 4px;
    font-size: 1rem;
}

.submit-btn {
    width: 100%;
    background: #28a745;
    color: white;
    border: none;
    padding: 12px;
    font-size: 1.1rem;
    font-weight: bold;
    border-radius: 4px;
    cursor: pointer;
    transition: background 0.2s;
}

.submit-btn:hover {
    background: #218838;
}

.form-privacy {
    font-size: 0.75rem;
    color: #666;
    margin-top: 10px;
    text-align: center;
}

/* Benefits Section */
.benefits {
    padding: 60px 0;
}

.section-title {
    text-align: center;
    margin-bottom: 40px;
}

.section-title h3 {
    font-size: 1.8rem;
    color: var(--primary);
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.card {
    background: white;
    padding: 25px;
    border-radius: 6px;
    box-shadow: 0 2px 5px rgba(0,0,0,0.05);
}

.card h4 {
    margin-bottom: 10px;
    color: var(--accent);
}

/* Footer & Disclaimers */
.main-footer {
    background: #0f172a;
    color: #94a3b8;
    padding: 40px 0 20px 0;
    margin-top: 60px;
    font-size: 0.9rem;
}

.footer-disclaimer {
    background: rgba(255,255,255,0.05);
    padding: 20px;
    border-left: 4px solid var(--accent);
    margin-bottom: 30px;
    border-radius: 0 4px 4px 0;
}

.footer-disclaimer p {
    font-size: 0.8rem;
    line-height: 1.5;
    color: #e2e8f0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 40px;
    border-bottom: 1px solid #334155;
    padding-bottom: 20px;
    margin-bottom: 20px;
}

.footer-info h5, .footer-links h5 {
    color: var(--text-light);
    margin-bottom: 10px;
}

.footer-links ul {
    list-style: none;
}

.footer-links ul li a {
    color: #94a3b8;
    text-decoration: none;
}

.footer-links ul li a:hover {
    color: var(--text-light);
}

.copyright {
    text-align: center;
    font-size: 0.8rem;
}

/* Responsive Breakpoints */
@media (max-width: 768px) {
    .hero-grid, .footer-grid {
        grid-template-columns: 1fr;
    }
    .grid-3 {
        grid-template-columns: 1fr;
    }
    .hero-text h2 {
        font-size: 1.8rem;
    }
}